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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,845 | $167,353-24.2% | $143,797-11.8% | $134,545-5.7% |
| Participation rate | 94.7% | 84.8%+9.9pp | 80.3%+14.4pp | 81.2%+13.5pp |
| Annual return | -20.70% | 0.48%-21.2pp | -0.04%-20.7pp | 418.37%-439.1pp |
| Employer contribution / active EE | $5,246 | $5,620-6.7% | $4,952+5.9% | $4,742+10.6% |
| Participant deferral / active EE | $10,420 | $6,447+61.6% | $5,638+84.8% | $6,401+62.8% |
| Admin fee / account holder | $2,047 | $18,096-88.7% | $14,679-86.1% | $11,431-82.1% |