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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,612 | $202,342-48.3% | $172,753-39.4% | $152,909-31.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.20% | 1029.88%-1009.7pp | 803.00%-782.8pp | 345.46%-325.3pp |
| Employer contribution / active EE | $3,808 | $5,857-35.0% | $5,144-26.0% | $4,764-20.1% |
| Participant deferral / active EE | $9,463 | $5,948+59.1% | $5,198+82.1% | $5,851+61.7% |
| Admin fee / account holder | $865 | $17,112-94.9% | $13,956-93.8% | $11,601-92.5% |