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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,419 | $71,208+0.3% | $93,681-23.8% | $80,911-11.7% |
| Participation rate | 62.2% | 60.4%+1.8pp | 68.7%-6.5pp | 67.6%-5.4pp |
| Annual return | 8.37% | 11.27%-2.9pp | 133.47%-125.1pp | 35.63%-27.3pp |
| Employer contribution / active EE | $597 | $1,564-61.8% | $2,422-75.4% | $2,756-78.3% |
| Participant deferral / active EE | $3,491 | $4,035-13.5% | $4,415-20.9% | $4,297-18.8% |
| Admin fee / account holder | $194 | $6,951-97.2% | $8,290-97.7% | $6,935-97.2% |