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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,718 | $65,575-1.3% | $86,209-24.9% | $75,181-13.9% |
| Participation rate | 61.9% | 60.5%+1.4pp | 69.0%-7.1pp | 67.2%-5.3pp |
| Annual return | 10.14% | 46.07%-35.9pp | 1169.05%-1158.9pp | 160.69%-150.5pp |
| Employer contribution / active EE | $588 | $1,553-62.1% | $2,381-75.3% | $2,671-78.0% |
| Participant deferral / active EE | $3,020 | $3,023-0.1% | $3,986-24.2% | $4,126-26.8% |
| Admin fee / account holder | $136 | $5,470-97.5% | $6,853-98.0% | $5,650-97.6% |