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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,119 | $59,813-2.8% | $79,580-27.0% | $68,486-15.1% |
| Participation rate | 60.0% | 61.1%-1.1pp | 69.5%-9.5pp | 67.9%-7.9pp |
| Annual return | -12.77% | -12.30%-0.5pp | 0.15%-12.9pp | -7.85%-4.9pp |
| Employer contribution / active EE | $570 | $1,505-62.1% | $2,413-76.4% | $2,597-78.0% |
| Participant deferral / active EE | $2,796 | $3,024-7.6% | $3,985-29.8% | $4,028-30.6% |
| Admin fee / account holder | $615 | $4,835-87.3% | $6,835-91.0% | $5,404-88.6% |