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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,208 | $48,364+3.8% | $71,796-30.1% | $62,881-20.2% |
| Participation rate | 46.7% | 60.6%-14.0pp | 69.1%-22.4pp | 69.3%-22.6pp |
| Annual return | 0.00% | 13.16%-13.2pp | 78.04%-78.0pp | 20.14%-20.1pp |
| Employer contribution / active EE | $211 | $1,042-79.8% | $1,924-89.0% | $2,281-90.8% |
| Participant deferral / active EE | $1,005 | $2,091-52.0% | $2,794-64.0% | $3,203-68.6% |
| Admin fee / account holder | $480 | $3,771-87.3% | $4,815-90.0% | $4,296-88.8% |