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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $112,367 |
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH PIERCE FENNER & SMIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $70,000 |
Service code 10 · EIN 47-2399509 | Accounting | $17,300 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,043 | $106,247+47.8% | $147,096+6.8% | $77,714+102.1% |
| Participation rate | 98.2% | 78.4%+19.8pp | 82.2%+16.0pp | 70.6%+27.6pp |
| Annual return | 14.77% | 56.87%-42.1pp | 419.75%-405.0pp | 31.26%-16.5pp |
| Employer contribution / active EE | $5,465 | $4,069+34.3% | $4,936+10.7% | $2,727+100.4% |
| Participant deferral / active EE | $28,328 | $7,996+254.3% | $8,071+251.0% | $4,649+509.3% |
| Admin fee / account holder | $170 | $338-49.8% | $13,005-98.7% | $433-60.8% |