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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $106,400 |
Filed as: MERRILL LYNCH PIERCE FENNER & SMIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $70,000 |
Service code 10 · EIN 47-2399509 | Accounting | $9,955 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,475 | $95,417+42.0% | $135,974-0.4% | $74,460+81.9% |
| Participation rate | 99.0% | 78.2%+20.7pp | 81.9%+17.0pp | 70.7%+28.2pp |
| Annual return | 20.33% | 32.76%-12.4pp | 68.30%-48.0pp | 34.38%-14.0pp |
| Employer contribution / active EE | $4,612 | $3,878+18.9% | $4,859-5.1% | $2,638+74.8% |
| Participant deferral / active EE | $16,157 | $7,789+107.4% | $7,760+108.2% | $4,530+256.7% |
| Admin fee / account holder | $136 | $266-48.8% | $10,767-98.7% | $348-60.8% |