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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER & SMIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $63,540 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$55,452 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,582 | $155,795-35.4% | $136,298-26.2% | $69,631+44.5% |
| Participation rate | 96.8% | 75.2%+21.6pp | 81.9%+14.9pp | 70.7%+26.1pp |
| Annual return | 22.90% | 232464.33%-232441.4pp | 5156.27%-5133.4pp | 27571.02%-27548.1pp |
| Employer contribution / active EE | $3,614 | $2,991+20.8% | $4,696-23.0% | $2,032+77.8% |
| Participant deferral / active EE | $11,159 | $5,394+106.9% | $6,247+78.6% | $3,224+246.2% |
| Admin fee / account holder | $9 | $128-93.1% | $9,244-99.9% | $110-92.0% |