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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER & SMIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $63,984 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$82,602 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,546 | $80,177+10.4% | $123,894-28.5% | $57,658+53.6% |
| Participation rate | 96.3% | 74.4%+21.9pp | 81.4%+14.9pp | 70.2%+26.1pp |
| Annual return | 12.80% | 17.90%-5.1pp | 47.52%-34.7pp | 5.13%+7.7pp |
| Employer contribution / active EE | $3,248 | $2,913+11.5% | $4,617-29.6% | $1,974+64.6% |
| Participant deferral / active EE | $12,040 | $5,130+134.7% | $5,984+101.2% | $3,061+293.4% |
| Admin fee / account holder | $3 | $106-97.5% | $8,357-100.0% | $95-97.2% |