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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,855 | $78,423+311.7% | $95,964+236.4% | $79,856+304.3% |
| Participation rate | 91.3% | 73.5%+17.8pp | 77.1%+14.2pp | 69.6%+21.7pp |
| Annual return | 15.54% | 19.37%-3.8pp | 91.64%-76.1pp | 31.71%-16.2pp |
| Employer contribution / active EE | $7,270 | $1,945+273.7% | $2,541+186.1% | $2,471+194.2% |
| Participant deferral / active EE | $5,676 | $3,440+65.0% | $4,167+36.2% | $3,741+51.7% |
| Admin fee / account holder | $988 | $5,622-82.4% | $6,797-85.5% | $5,306-81.4% |