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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,104 | $72,486+287.8% | $87,103+222.7% | $72,976+285.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 20.72% | 24.46%-3.7pp | 28.19%-7.5pp | 81.02%-60.3pp |
| Employer contribution / active EE | $9,225 | $1,894+387.1% | $2,521+265.8% | $2,440+278.1% |
| Participant deferral / active EE | $5,386 | $3,270+64.7% | $4,049+33.0% | $3,608+49.3% |
| Admin fee / account holder | $3,168 | $5,055-37.3% | $7,491-57.7% | $5,124-38.2% |