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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,536 | $86,288+297.0% | $111,306+207.7% | $85,851+299.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 10.32% | 19.99%-9.7pp | 54.67%-44.4pp | 318.63%-308.3pp |
| Employer contribution / active EE | $8,107 | $2,044+296.7% | $2,732+196.8% | $2,565+216.0% |
| Participant deferral / active EE | $7,260 | $3,641+99.4% | $4,488+61.8% | $3,952+83.7% |
| Admin fee / account holder | $6,834 | $8,189-16.6% | $7,966-14.2% | $6,261+9.1% |