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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,646 | $80,983+352.7% | $96,544+279.8% | $75,177+387.7% |
| Participation rate | 97.7% | 71.8%+25.9pp | 76.0%+21.7pp | 67.2%+30.5pp |
| Annual return | 16.18% | 27.05%-10.9pp | 25.88%-9.7pp | 160.75%-144.6pp |
| Employer contribution / active EE | $8,512 | $2,282+272.9% | $2,966+186.9% | $2,671+218.7% |
| Participant deferral / active EE | $7,678 | $3,929+95.4% | $4,851+58.3% | $4,126+86.1% |
| Admin fee / account holder | $52,940 | $6,717+688.2% | $8,254+541.4% | $5,651+836.8% |