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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,078 | $83,337-17.1% | $67,834+1.8% | $273,972-74.8% |
| Participation rate | 29.4% | 76.4%-47.0pp | 68.8%-39.4pp | 83.0%-53.6pp |
| Annual return | 6.58% | 259.45%-252.9pp | 138.47%-131.9pp | 41.46%-34.9pp |
| Employer contribution / active EE | $595 | $3,287-81.9% | $2,403-75.3% | $4,869-87.8% |
| Participant deferral / active EE | $2,447 | $4,088-40.1% | $3,160-22.6% | $5,287-53.7% |
| Admin fee / account holder | $608 | $6,752-91.0% | $4,622-86.8% | $10,133-94.0% |