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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,374 | $106,588+86.1% | $94,215+110.6% | $155,188+27.8% |
| Participation rate | 33.3% | 74.3%-40.9pp | 70.0%-36.6pp | 80.8%-47.5pp |
| Annual return | 14.16% | 29.39%-15.2pp | 28.22%-14.1pp | 148.84%-134.7pp |
| Employer contribution / active EE | $1,055 | $3,080-65.7% | $2,675-60.5% | $4,248-75.2% |
| Participant deferral / active EE | $3,408 | $4,802-29.0% | $4,276-20.3% | $6,531-47.8% |
| Admin fee / account holder | $178 | $12,281-98.6% | $10,216-98.3% | $14,480-98.8% |