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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,875 | $85,790-43.0% | $67,313-27.4% | $135,380-63.9% |
| Participation rate | 44.4% | 76.5%-32.0pp | 69.1%-24.6pp | 82.6%-38.2pp |
| Annual return | -9.06% | -0.54%-8.5pp | -4.08%-5.0pp | 519.81%-528.9pp |
| Employer contribution / active EE | $1,129 | $3,487-67.6% | $2,566-56.0% | $4,779-76.4% |
| Participant deferral / active EE | $3,319 | $4,651-28.6% | $3,568-7.0% | $5,609-40.8% |
| Admin fee / account holder | $15,204 | $6,392+137.8% | $4,507+237.4% | $10,828+40.4% |