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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,864 | $85,060+59.7% | $70,565+92.5% | $139,487-2.6% |
| Participation rate | 41.2% | 73.9%-32.7pp | 68.4%-27.2pp | 80.3%-39.2pp |
| Annual return | 16.00% | 30.39%-14.4pp | 32.79%-16.8pp | 373.84%-357.8pp |
| Employer contribution / active EE | $639 | $3,912-83.7% | $2,976-78.5% | $4,755-86.6% |
| Participant deferral / active EE | $3,529 | $5,891-40.1% | $4,568-22.7% | $6,713-47.4% |
| Admin fee / account holder | $171 | $8,932-98.1% | $6,430-97.3% | $11,407-98.5% |