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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,403 | $73,978+337.2% | $96,515+235.1% | $75,173+330.2% |
| Participation rate | 93.3% | 66.4%+26.9pp | 74.3%+19.0pp | 67.2%+26.1pp |
| Annual return | 10.85% | 26.72%-15.9pp | 35.73%-24.9pp | 160.72%-149.9pp |
| Employer contribution / active EE | $20,387 | $2,931+595.6% | $3,740+445.2% | $2,671+663.3% |
| Participant deferral / active EE | $11,671 | $3,660+218.9% | $4,880+139.2% | $4,126+182.8% |
| Admin fee / account holder | $61,989 | $5,219+1087.8% | $6,735+820.3% | $5,651+997.0% |