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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,738 | $63,346+344.8% | $92,240+205.4% | $70,126+301.8% |
| Participation rate | 92.6% | 68.7%+23.9pp | 76.5%+16.1pp | 69.5%+23.1pp |
| Annual return | 11.49% | 530.19%-518.7pp | 176.29%-164.8pp | 73.15%-61.7pp |
| Employer contribution / active EE | $15,093 | $2,471+510.8% | $3,680+310.2% | $2,343+544.3% |
| Participant deferral / active EE | $8,224 | $2,854+188.2% | $3,897+111.0% | $3,332+146.8% |
| Admin fee / account holder | $2,177 | $3,841-43.3% | $5,194-58.1% | $4,645-53.1% |