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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,279 | $72,269+415.1% | $101,271+267.6% | $79,852+366.2% |
| Participation rate | 75.6% | 68.5%+7.1pp | 75.8%-0.2pp | 69.6%+6.0pp |
| Annual return | 12.40% | 22.29%-9.9pp | 46.48%-34.1pp | 31.72%-19.3pp |
| Employer contribution / active EE | $15,499 | $2,692+475.8% | $3,660+323.4% | $2,471+527.2% |
| Participant deferral / active EE | $8,141 | $3,282+148.1% | $4,371+86.3% | $3,740+117.7% |
| Admin fee / account holder | $1,998 | $4,401-54.6% | $5,948-66.4% | $5,306-62.3% |