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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,958 | $99,345+170.7% | $84,753+217.3% | $273,972-1.8% |
| Participation rate | 95.7% | 80.7%+15.0pp | 76.6%+19.1pp | 83.0%+12.6pp |
| Annual return | 1.62% | 22.93%-21.3pp | 22.78%-21.2pp | 41.46%-39.8pp |
| Employer contribution / active EE | $16,217 | $4,214+284.8% | $3,574+353.7% | $4,869+233.1% |
| Participant deferral / active EE | $6,964 | $4,270+63.1% | $3,712+87.6% | $5,287+31.7% |
| Admin fee / account holder | $26,835 | $6,645+303.8% | $5,333+403.2% | $10,133+164.8% |