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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $1,172,910 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT SERVICE Service code 26 · EIN 36-4410122 | Advisory (Participants) | $44,017 |
Service code 26 · EIN 27-5348624 | Advisory (Participants) | $22,243 |
CHARLES SCHWAB & CO., INC.9+ years Service code 26 · EIN 94-1737782 | Advisory (Participants) | $17,413 |
TCI WEALTH ADVISORS INC2 years Service code 26 · EIN 86-1002710 | Advisory (Participants) | $12,731 |
Service code 26 · EIN 88-3179167 | Advisory (Participants) | $11,242 |
EP WEALTH ADVISORS LLC1 year Service code 26 · EIN 33-0152539 | Advisory (Participants) | $8,527 |
SAGE ADVISORY SERVICES1 year Filed as: SAGE CAPITAL ADVISORS LLC Service code 26 · EIN 86-1144017 | Advisory (Participants) | $3,995 |
Service code 26 · EIN 20-5073624 | Advisory (Participants) | $3,435 |
Filed as: STEELPEAK WEALTH LLC Service code 26 · EIN 46-1173026 | Advisory (Participants) | $2,905 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,783 | $161,802-35.9% | $96,564+7.5% | $96,393+7.7% |
| Participation rate | 96.7% | 92.5%+4.2pp | 76.0%+20.7pp | 71.3%+25.4pp |
| Annual return | 21.08% | 18.41%+2.7pp | 25.89%-4.8pp | 22.88%-1.8pp |
| Employer contribution / active EE | $5,538 | $5,381+2.9% | $2,967+86.7% | $3,239+71.0% |
| Participant deferral / active EE | $9,633 | $8,927+7.9% | $4,852+98.5% | $5,455+76.6% |
| Admin fee / account holder | $44 | $61-28.2% | $8,256-99.5% | $74-40.8% |