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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,415 | $80,812+58.9% | $160,784-20.1% | $82,448+55.8% |
| Participation rate | 94.3% | 66.2%+28.1pp | 77.0%+17.3pp | 68.1%+26.2pp |
| Annual return | 10.47% | 100.59%-90.1pp | 1803.92%-1793.5pp | 41.64%-31.2pp |
| Employer contribution / active EE | $6,429 | $2,174+195.7% | $3,733+72.2% | $2,551+152.0% |
| Participant deferral / active EE | $3,232 | $4,335-25.5% | $6,293-48.6% | $4,139-21.9% |
| Admin fee / account holder | $8,537 | $7,695+10.9% | $9,717-12.1% | $7,234+18.0% |