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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $108,719 |
FISHER INVESTMENTS8+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $28,052 |
LINSCOMB & WILLIAMS8+ years Service code 26 · EIN 74-1939813 | Advisory (Participants) | $12,731 |
AMERICAN FUNDS4 years Filed as: FORT PITT CAPITAL GROUP LLC Service code 26 · EIN 47-5006020 | Advisory (Participants) | $12,728 |
Service code 26 · EIN 59-3331424 | Advisory (Participants) | $10,685 |
ABOUND WEALTH MANAGEMENT LLC2 years Service code 26 · EIN 81-4120898 | Advisory (Participants) | $10,213 |
DINUZZO PRIVATE WEALTH INC3 years Service code 26 · EIN 23-2934855 | Advisory (Participants) | $8,157 |
Service code 26 · EIN 46-3936421 | Advisory (Participants) | $6,064 |
CHARLES SCHWAB & CO., INC.3 years Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $4,663 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,113 | $70,048+101.5% | $112,270+25.7% | $78,104+80.7% |
| Participation rate | 97.4% | 84.1%+13.2pp | 75.1%+22.3pp | 74.5%+22.9pp |
| Annual return | -20.88% | -10.85%-10.0pp | 27.49%-48.4pp | 10.90%-31.8pp |
| Employer contribution / active EE | $11,802 | $4,000+195.0% | $3,635+224.6% | $3,128+277.3% |
| Participant deferral / active EE | $10,672 | $3,679+190.0% | $4,729+125.7% | $5,089+109.7% |
| Admin fee / account holder | $32 | $127-74.8% | $6,411-99.5% | $79-59.5% |