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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,762 | $60,349-2.6% | $74,184-20.8% | $62,881-6.6% |
| Participation rate | 97.3% | 72.7%+24.6pp | 76.6%+20.7pp | 69.3%+28.0pp |
| Annual return | 6.36% | 21.38%-15.0pp | 17.74%-11.4pp | 20.14%-13.8pp |
| Employer contribution / active EE | $2,121 | $1,680+26.2% | $2,370-10.5% | $2,281-7.0% |
| Participant deferral / active EE | $3,652 | $2,856+27.9% | $3,550+2.9% | $3,203+14.0% |
| Admin fee / account holder | $2,227 | $4,261-47.7% | $5,586-60.1% | $4,296-48.2% |