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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,197 | $86,940+24.4% | $102,434+5.6% | $80,935+33.7% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 8.33% | 18.89%-10.6pp | 29.46%-21.1pp | 35.66%-27.3pp |
| Employer contribution / active EE | $1,912 | $2,370-19.3% | $3,023-36.7% | $2,757-30.6% |
| Participant deferral / active EE | $7,102 | $4,121+72.3% | $5,055+40.5% | $4,299+65.2% |
| Admin fee / account holder | $2,167 | $8,047-73.1% | $9,462-77.1% | $6,924-68.7% |