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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,129 | $86,288+19.5% | $111,306-7.3% | $85,851+20.1% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 7.68% | 19.99%-12.3pp | 54.67%-47.0pp | 318.63%-311.0pp |
| Employer contribution / active EE | $1,805 | $2,044-11.7% | $2,732-33.9% | $2,565-29.6% |
| Participant deferral / active EE | $6,025 | $3,641+65.5% | $4,488+34.3% | $3,952+52.4% |
| Admin fee / account holder | $3,452 | $8,189-57.9% | $7,966-56.7% | $6,261-44.9% |