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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,250 | $78,423+26.6% | $95,964+3.4% | $79,856+24.3% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 12.14% | 19.37%-7.2pp | 91.64%-79.5pp | 31.71%-19.6pp |
| Employer contribution / active EE | $1,502 | $1,945-22.8% | $2,541-40.9% | $2,471-39.2% |
| Participant deferral / active EE | $4,715 | $3,440+37.1% | $4,167+13.2% | $3,741+26.1% |
| Admin fee / account holder | $1,292 | $5,622-77.0% | $6,797-81.0% | $5,306-75.7% |