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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,633 | $148,623-37.0% | $135,974-31.1% | $139,466-32.9% |
| Participation rate | 63.6% | 83.9%-20.2pp | 81.9%-18.3pp | 80.3%-16.7pp |
| Annual return | 10.36% | 79.30%-68.9pp | 68.30%-57.9pp | 373.66%-363.3pp |
| Employer contribution / active EE | $12,069 | $5,246+130.0% | $4,859+148.4% | $4,754+153.9% |
| Participant deferral / active EE | $9,462 | $8,103+16.8% | $7,760+21.9% | $6,712+41.0% |
| Admin fee / account holder | $215 | $12,406-98.3% | $10,767-98.0% | $11,409-98.1% |