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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,712 | $157,296-63.3% | $141,191-59.1% | $152,897-62.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.72% | 64.34%-45.6pp | 71.41%-52.7pp | 345.43%-326.7pp |
| Employer contribution / active EE | $3,128 | $5,262-40.6% | $4,736-33.9% | $4,764-34.3% |
| Participant deferral / active EE | $7,120 | $7,111+0.1% | $6,710+6.1% | $5,851+21.7% |
| Admin fee / account holder | $1,019 | $12,125-91.6% | $10,264-90.1% | $11,599-91.2% |