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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,940 | $150,447-66.1% | $136,298-62.6% | $147,586-65.5% |
| Participation rate | 90.9% | 84.4%+6.5pp | 81.9%+9.0pp | 82.8%+8.1pp |
| Annual return | 10.18% | 1049.15%-1039.0pp | 5156.27%-5146.1pp | 578.59%-568.4pp |
| Employer contribution / active EE | $10,552 | $5,256+100.8% | $4,696+124.7% | $4,876+116.4% |
| Participant deferral / active EE | $6,739 | $6,631+1.6% | $6,247+7.9% | $5,439+23.9% |
| Admin fee / account holder | $2,276 | $10,906-79.1% | $9,244-75.4% | $10,886-79.1% |