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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,928 | $165,361-63.8% | $149,715-60.0% | $158,950-62.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.03% | 348.24%-326.2pp | 276.66%-254.6pp | 302.91%-280.9pp |
| Employer contribution / active EE | $12,856 | $5,103+151.9% | $4,645+176.8% | $4,762+170.0% |
| Participant deferral / active EE | $6,579 | $7,182-8.4% | $6,842-3.8% | $5,983+10.0% |
| Admin fee / account holder | $10,320 | $10,808-4.5% | $9,310+10.9% | $11,248-8.2% |