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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,197 | $105,198-44.7% | $159,455-63.5% | $85,856-32.2% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.8%+13.5pp | 69.3%+27.0pp |
| Annual return | 9.15% | 45.08%-35.9pp | 263.63%-254.5pp | 318.58%-309.4pp |
| Employer contribution / active EE | $3,631 | $3,319+9.4% | $4,830-24.8% | $2,565+41.5% |
| Participant deferral / active EE | $3,319 | $5,946-44.2% | $7,353-54.9% | $3,952-16.0% |
| Admin fee / account holder | $1,046 | $6,934-84.9% | $10,800-90.3% | $6,261-83.3% |