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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,414 | $102,429-44.9% | $147,096-61.6% | $80,925-30.3% |
| Participation rate | 82.9% | 75.9%+7.0pp | 82.2%+0.7pp | 67.7%+15.2pp |
| Annual return | 9.03% | 135.02%-126.0pp | 419.75%-410.7pp | 35.65%-26.6pp |
| Employer contribution / active EE | $1,715 | $3,716-53.9% | $4,936-65.3% | $2,756-37.8% |
| Participant deferral / active EE | $2,845 | $6,649-57.2% | $8,071-64.7% | $4,299-33.8% |
| Admin fee / account holder | $5,904 | $7,957-25.8% | $13,005-54.6% | $6,940-14.9% |