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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,135 | $93,598-36.8% | $135,974-56.5% | $75,173-21.3% |
| Participation rate | 71.4% | 75.2%-3.8pp | 81.9%-10.5pp | 67.2%+4.2pp |
| Annual return | 13.24% | 30.89%-17.6pp | 68.30%-55.1pp | 160.72%-147.5pp |
| Employer contribution / active EE | $3,566 | $3,538+0.8% | $4,859-26.6% | $2,671+33.5% |
| Participant deferral / active EE | $3,729 | $6,405-41.8% | $7,760-51.9% | $4,126-9.6% |
| Admin fee / account holder | $3,025 | $6,978-56.6% | $10,767-71.9% | $5,651-46.5% |