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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,493 | $89,367-40.1% | $141,191-62.1% | $72,975-26.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.74% | 111.87%-94.1pp | 71.41%-53.7pp | 81.01%-63.3pp |
| Employer contribution / active EE | $3,710 | $3,115+19.1% | $4,736-21.7% | $2,440+52.0% |
| Participant deferral / active EE | $2,875 | $5,419-46.9% | $6,710-57.1% | $3,608-20.3% |
| Admin fee / account holder | $1,604 | $5,957-73.1% | $10,264-84.4% | $5,124-68.7% |