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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,669 | $144,130-74.6% | $117,861-68.9% | $147,586-75.2% |
| Participation rate | 69.2% | 83.4%-14.2pp | 79.7%-10.4pp | 82.8%-13.6pp |
| Annual return | 11.32% | 531.20%-519.9pp | 335.11%-323.8pp | 578.59%-567.3pp |
| Employer contribution / active EE | $3,924 | $4,897-19.9% | $3,786+3.6% | $4,876-19.5% |
| Participant deferral / active EE | $6,824 | $5,316+28.4% | $4,482+52.3% | $5,439+25.5% |
| Admin fee / account holder | $22,556 | $10,887+107.2% | $8,021+181.2% | $10,886+107.2% |