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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,986 | $162,821-50.9% | $133,978-40.3% | $158,982-49.7% |
| Participation rate | 58.3% | 83.2%-24.9pp | 79.8%-21.5pp | 82.0%-23.6pp |
| Annual return | 13.78% | 41.95%-28.2pp | 45.10%-31.3pp | 302.99%-289.2pp |
| Employer contribution / active EE | $2,005 | $4,976-59.7% | $3,919-48.8% | $4,763-57.9% |
| Participant deferral / active EE | $5,066 | $5,910-14.3% | $5,047+0.4% | $5,983-15.3% |
| Admin fee / account holder | $13,680 | $11,742+16.5% | $8,930+53.2% | $11,252+21.6% |