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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,563 | $135,645-62.7% | $110,243-54.1% | $135,380-62.7% |
| Participation rate | 50.0% | 83.5%-33.5pp | 79.8%-29.8pp | 82.6%-32.6pp |
| Annual return | -8.39% | 513.24%-521.6pp | 314.76%-323.1pp | 519.81%-528.2pp |
| Employer contribution / active EE | $2,535 | $4,907-48.3% | $3,827-33.8% | $4,779-47.0% |
| Participant deferral / active EE | $4,755 | $5,507-13.7% | $4,672+1.8% | $5,609-15.2% |
| Admin fee / account holder | $9,282 | $11,458-19.0% | $8,548+8.6% | $10,828-14.3% |