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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,943 | $142,409-41.1% | $119,634-29.8% | $134,545-37.6% |
| Participation rate | 53.3% | 82.8%-29.5pp | 79.3%-25.9pp | 81.2%-27.9pp |
| Annual return | 4.09% | -12.46%+16.5pp | -14.98%+19.1pp | 418.37%-414.3pp |
| Employer contribution / active EE | $2,439 | $5,224-53.3% | $4,232-42.4% | $4,742-48.6% |
| Participant deferral / active EE | $3,424 | $6,468-47.1% | $5,601-38.9% | $6,401-46.5% |
| Admin fee / account holder | $11,236 | $13,594-17.4% | $10,329+8.8% | $11,431-1.7% |