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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,945 | $93,346+77.8% | $71,796+131.1% | $273,972-39.4% |
| Participation rate | 83.3% | 76.5%+6.8pp | 69.1%+14.2pp | 83.0%+0.3pp |
| Annual return | 9.17% | 130.39%-121.2pp | 78.04%-68.9pp | 41.46%-32.3pp |
| Employer contribution / active EE | $2,797 | $2,733+2.3% | $1,924+45.3% | $4,869-42.6% |
| Participant deferral / active EE | $3,755 | $3,475+8.1% | $2,794+34.4% | $5,287-29.0% |
| Admin fee / account holder | $2,157 | $6,571-67.2% | $4,815-55.2% | $10,133-78.7% |