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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,867 | $106,923+144.9% | $84,023+211.7% | $152,909+71.3% |
| Participation rate | 83.3% | 75.3%+8.1pp | 69.0%+14.3pp | 82.5%+0.9pp |
| Annual return | 20.67% | 105.02%-84.3pp | 71.32%-50.6pp | 345.46%-324.8pp |
| Employer contribution / active EE | $2,888 | $2,735+5.6% | $1,984+45.6% | $4,764-39.4% |
| Participant deferral / active EE | $3,610 | $4,013-10.0% | $3,239+11.5% | $5,851-38.3% |
| Admin fee / account holder | $7,711 | $8,289-7.0% | $6,102+26.4% | $11,601-33.5% |