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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,197 | $99,652+67.8% | $78,778+112.2% | $147,586+13.3% |
| Participation rate | 83.3% | 76.2%+7.1pp | 69.2%+14.1pp | 82.8%+0.5pp |
| Annual return | 22.25% | 47.28%-25.0pp | 35.62%-13.4pp | 578.59%-556.3pp |
| Employer contribution / active EE | $9,354 | $2,796+234.6% | $1,986+371.1% | $4,876+91.8% |
| Participant deferral / active EE | $3,862 | $3,664+5.4% | $2,958+30.5% | $5,439-29.0% |
| Admin fee / account holder | $20,220 | $7,155+182.6% | $5,134+293.8% | $10,886+85.7% |