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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,430 | $111,785+64.1% | $93,669+95.8% | $145,877+25.7% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 20.57% | 203.79%-183.2pp | 133.59%-113.0pp | 551.28%-530.7pp |
| Employer contribution / active EE | $2,641 | $3,096-14.7% | $2,424+9.0% | $4,663-43.4% |
| Participant deferral / active EE | $3,301 | $4,919-32.9% | $4,416-25.2% | $6,691-50.7% |
| Admin fee / account holder | $262,938 | $10,256+2463.9% | $8,291+3071.3% | $13,402+1861.9% |