Filed April 16, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,526 | $78,670-5.3% | $109,173-31.7% | $85,847-13.2% |
| Participation rate | 65.8% | 68.3%-2.5pp | 75.9%-10.1pp | 69.3%-3.5pp |
| Annual return | 14.85% | 25.09%-10.2pp | 25.75%-10.9pp | 318.61%-303.8pp |
| Employer contribution / active EE | $2,450 | $2,734-10.4% | $3,723-34.2% | $2,565-4.5% |
| Participant deferral / active EE | $4,704 | $3,467+35.7% | $4,654+1.1% | $3,952+19.0% |
| Admin fee / account holder | $3,243 | $5,469-40.7% | $6,755-52.0% | $6,261-48.2% |