Filed April 16, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,805 | $73,978-19.2% | $96,515-38.0% | $75,173-20.4% |
| Participation rate | 69.5% | 66.4%+3.0pp | 74.3%-4.9pp | 67.2%+2.3pp |
| Annual return | 18.71% | 26.72%-8.0pp | 35.73%-17.0pp | 160.72%-142.0pp |
| Employer contribution / active EE | $2,385 | $2,931-18.6% | $3,740-36.2% | $2,671-10.7% |
| Participant deferral / active EE | $4,632 | $3,660+26.5% | $4,880-5.1% | $4,126+12.2% |
| Admin fee / account holder | $8,883 | $5,219+70.2% | $6,735+31.9% | $5,651+57.2% |