Filed April 16, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,157 | $63,346-44.5% | $92,240-61.9% | $70,126-49.9% |
| Participation rate | 66.3% | 68.7%-2.4pp | 76.5%-10.2pp | 69.5%-3.3pp |
| Annual return | 36.67% | 530.19%-493.5pp | 176.29%-139.6pp | 73.15%-36.5pp |
| Employer contribution / active EE | $2,096 | $2,471-15.2% | $3,680-43.0% | $2,343-10.5% |
| Participant deferral / active EE | $3,659 | $2,854+28.2% | $3,897-6.1% | $3,332+9.8% |
| Admin fee / account holder | $876 | $3,841-77.2% | $5,194-83.1% | $4,645-81.1% |