Filed April 16, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,660 | $80,748-13.7% | $102,383-32.0% | $74,429-6.4% |
| Participation rate | 63.7% | 65.7%-2.0pp | 74.5%-10.8pp | 67.2%-3.5pp |
| Annual return | 13.19% | 27.57%-14.4pp | 24.94%-11.7pp | 1368.38%-1355.2pp |
| Employer contribution / active EE | $2,623 | $3,159-17.0% | $3,870-32.2% | $2,625-0.1% |
| Participant deferral / active EE | $5,230 | $3,861+35.5% | $5,060+3.4% | $4,348+20.3% |
| Admin fee / account holder | $4,540 | $2,371+91.5% | $8,391-45.9% | $1,944+133.5% |