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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $28,867 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,241 | $50,919-28.8% | $155,556-76.7% | $77,762-53.4% |
| Participation rate | 86.9% | 63.1%+23.8pp | 78.2%+8.7pp | 70.6%+16.3pp |
| Annual return | 10.72% | 34.84%-24.1pp | 64.84%-54.1pp | 31.27%-20.5pp |
| Employer contribution / active EE | $1,132 | $1,991-43.2% | $4,675-75.8% | $2,728-58.5% |
| Participant deferral / active EE | $4,431 | $2,824+56.9% | $5,631-21.3% | $4,651-4.7% |
| Admin fee / account holder | $35 | $437-92.0% | $15,885-99.8% | $433-91.9% |